3 Questions to Ask Your Financial Advisor at Every Check-In

When you invite a financial advisor into your financial planning, it’s like inviting someone to step into your hopes and dreams. And at SageSpring Wealth Partners, we don’t take that lightly. Around here, we believe that trust is formed through relationships – that’s why regular check-ins with your advisor are so important. Not only do you get an in-depth look of your finances, but you also get the opportunity to talk through your goals for the future. And that’s a big deal.

At SageSpring, we put our clients first. We have your best interests in mind so you can breathe easy knowing we’ll walk with you every single step of the way. But we understand that it’s important for you to feel prepared for these check-ins as well. Here are some questions to keep in mind for your next meeting.

Questions to Ask Your Financial Advisor

Believe it or not, another financial quarter has almost come and gone. That means it’s time to check in with your advisor to see if your finances are still on the right track. A check-in may sound intimidating to you or it may sound like another thing on the to-do list. No matter how you feel about it, we want you to know that you’re in the right hands!

As you think about your next financial planning season, you might want to come with these few questions in mind:

ARE WE ON THE RIGHT TRACK?

This is a great question. Whether you’ve kept up with your advisor regularly or you’re just checking in once a quarter, you need to know that all of your financial planning is paying off! At SageSpring, your financial advisor will be able to answer this question in detail, giving you the full picture of your goals and if you’re on track to meet them. If you’re veering off track, your advisor will give you recommendations and work with you to make sure you get back on track.

IN LIGHT OF MY RECENT CHANGES, HOW SHOULD MY STRATEGY ADAPT? 

Maybe you had a job loss, another child went off to college, or a parent is needing full-time care. Life circumstances will always be a reason to adapt your financial planning strategy. No matter what you’re facing this year, we’re here to help. Bring up any new life changes and circumstances with your advisor and we’ll come up with a plan – together.

WHAT SHOULD I FOCUS ON THIS QUARTER? 

No matter what season you’re in, your financial strategy should always have a focus. Maybe you’re running full-speed ahead to meet your retirement goals. Maybe you’re wanting to double down on leaving a legacy for your grandchildren. No matter what your goal is, we can work together on a strategy to focus on what’s most important to you.

Remember: Your financial advisor is here for you. There are no bad questions… especially when it comes to your finances. At SageSpring, we want you to feel comfortable asking any question that comes to mind – nothing is off limits! As you think about your next quarter, please don’t hesitate to reach out.

And if you don’t have a financial planner on your team, it’s time to find one. Talk to a SageSpring advisor today. We can’t wait to work with you!

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615.861.6100
Jeffrey Dobyns
Jeffrey T. Dobyns

CFP®, CLU, CHFC

President, SageSpring | Financial Advisor, RJFS 
615-861-6102

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Jeff Dobyns has enjoyed extraordinary success providing comprehensive financial planning to retirees, entrepreneurs, entertainers, and executives by taking the time to truly know his clients, understand their goals and develop and execute their ongoing, strategic, financial plans.

Jeff earned his finance degree in business administration from Ohio University and has held executive positions with financial planning firms for more than two decades. After serving as Vice President of Investments of Lykins Financial Group, CPA’s, in his hometown of Westerville, Ohio, Jeff moved to Nashville, Tennessee to found SageSpring Wealth Partners in 2002. As its President, Jeff has led SageSpring to remarkable success, holding the distinction of being one of Raymond James’ top independent contractor offices, and a member of its Chairman’s Council*, every year since 2008.

Jeff’s true calling, however, is working directly with clients, helping them plan their financial futures in a manner that aligns with their values and helps provide them with financial confidence. To help meet these goals, Jeff leads the team of Dobyns Wealth Team and also incorporates the expertise of attorneys, accountants and other professionals to provide quality financial, tax and estate planning, and ongoing asset and risk management.

As independent advisory businesses, neither SageSpring Wealth Partners nor Dobyns Wealth Team hold any assets on behalf of clients, with such custodial and brokerage services being provided by Raymond James. As a leader in wealth management, Raymond James has an exemplary reputation and today serves more than $930 billion in client assets through 8,200 financial advisors worldwide (as of 9/30/2020).

In order to meet the highest standards of professionalism and ethics in the industry, Jeff is a CERTIFIED FINANCIAL PLANNERTM practitioner**, a Chartered Life Underwriter and a Chartered Financial Consultant. Jeff is also a participant of the Dave Ramsey SmartVestor program.

Jeff’s work and personal life are both guided by his faith and the Christian principles of honesty, generosity, compassion, and integrity. Accordingly, Jeff devotes considerable time and resources to a number of causes, including serving as a board member of Men of Valor, a prison ministry and mentoring program. He is also on the advisory board of The Signatry of Middle Tennessee, which works with families to increase their charitable giving to their favorite causes. Additionally, Jeff is on the advisory board for Halftime Institute, an organization that coaches marketplace leaders to discern and engage in their life purpose. Lastly, Jeff serves on the board of the Legacy Center of Nashville, a collaboration of independent coaching resources. He is a past board member of Porter’s Call, a Nashville charity that provides free counseling for musicians and their families, and the Martha O’Bryan Center, which empowers those in poverty to transform their lives through work, education, employment, and fellowship.

Jeff and his wife, Amy, are raising their family in Brentwood where they are members of the Brentwood Baptist Church, and their children, Gracyn, Hunter, and twins Tanner and Logan, attend the Christ Presbyterian Academy. For recreation, Jeff enjoys hunting, fishing and just being outdoors.

* Membership is based on prior fiscal year production. Re-qualification is required annually.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

SmartVestor is an advertising and referral service for investing professionals (“SmartVestor Pros”) operated by The Lampo Group, LLC d/b/a Ramsey Solutions (“Ramsey Solutions”). Pursuant to an arrangement between Ramsey Solutions, SageSpring Wealth Partners and your advisor, your advisor pays Ramsey Solutions a flat monthly fee to: (a) be a SmartVestor Pro, (b) advertise services through the SmartVestor website, and (c) receive client referrals in the form of an initial introduction to interested consumers who are located in your advisor’s Pros geographic region. SageSpring Wealth Partners does not endorse and are not affiliated with Ramsey Solutions, except with respect to the arrangement described above, and neither Ramsey Solutions nor its agents are officers or employees of SageSpring Wealth Partners. Further, neither Ramsey Solutions nor its agents are authorized to provide investment advice or act in any way on behalf of SageSpring Wealth Partners, except in connection with providing your contact information to your advisor.

Ramsey Solutions’ relationship and agreement is between SageSpring Wealth Partners only. Raymond James Financial Services, Inc. is not affiliated with the solicitor arrangement between Ramsey Solutions and SageSpring Wealth Partners.

Raymond James is not affiliated with any of the organizations mentioned above.