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2024 Tax Prep Made Easy: Tax Document Checklist

Tax season 2024 is just around the corner. If you haven’t started preparing your tax documents, now is the time. Tax season can be a bit overwhelming to some people, but there are a few things you can do to help make it easier for you. One thing that helps lessen the stress is to gather your tax documents as early as possible. And if you’re working with a tax preparer, you’ll be glad you did. Here’s a tax document checklist to help you gather everything you need for a streamlined and stress-free tax season.

When Can I File My Taxes for 2024?

Tax season 2024 runs through Monday, April 15. You can file your taxes anytime between now and then. If you’ve got a complicated situation and need a bit more time, you can file for an extension. If approved, you’ll need to have your returns filed by October 15, 2024. Please note that even if you file for an extension, you will still need to pay your estimated taxes by April 15 to ensure you don’t get penalized. 

Tax Document Checklist

Now that you know when you can file your taxes for 2024, it’s time to start gathering your tax documents. Everyone’s financial situation is different, so this tax document checklist is more of a general rule of thumb for most. 

Form 1040: US Individual Income Tax Return

This form is the main form used to fill out your income taxes. If you’re a senior citizen, you’ll use Form 1040-SC.

W2: Employment Income

If you are employed, your employer will send you a W-2 form by January 31st for tax filing purposes. This form provides information on your earnings for the previous year.

Form 1098: Mortgage or Student Loan Interest Form

If you own a home or have been paying on any student loans, you’ll receive a 1098 with details of how much interest you’ve paid over the last year. 

Form 1099: Additional Income

If you have ever worked as an independent contractor, earned income from any assets, or received any additional income, then you are probably familiar with Form 1099. There are various types of 1099 forms, each for a different kind of income earned. Here’s what you can expect from each type of form:

    • 1099-NEC: Use this form if you’ve done any contract work.
    • 1099-MISC: Own a rental? Earning royalties? This form is for you. 
    • 1099-K: If you’ve been paid over $20,000 through a third-party payment application, use this form. 
    • 1099-INT: Use this for investment earnings.
    • 1099-DIV: This form details any dividends paid out.
    • 1099-B: If you have a broker managing your funds, use this form.
    • 1099-Q: This form is for payments from “Qualified Educational Programs” such as a 529. 

Schedule A: This form helps you list out your itemized, individual deductions.

Schedule B: This form is used to calculate interest and dividends received.

Schedule C: If you’re a freelancer, you’ll use this form to list any profits made or lost.

Schedule D: If you’ve sold, traded, or bought property this year, you’ll use this form to report capital gains or losses.

To find out exactly what you need for your specific situation, working with a tax specialist or tax preparer can help. This person can guide you through the process, help you streamline your tax documents, and can help you get the most out of filing your returns. Reach out to a trusted tax professional near you. And if you’re looking for a recommendation, we highly recommend David Sensing with SageSpring Tax. Reach out today and get the confidence you need for a stress-free tax season. 

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

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Jeffrey T. Dobyns


President, SageSpring | Financial Advisor, RJFS 

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Beyond crunching numbers and investment strategies, at SageSpring, we’re about building relationships. When you encounter Founder & President of SageSpring, Jeff Dobyns, it’s easy to understand why this is at the very heart of who we are as a firm. You won’t find stuffy formalities with Jeff; instead, you can expect to find him sharing a warm smile, communicating a compelling vision, or patiently untangling life’s complex challenges with clients. He believes in truly getting to know clients, understanding their aspirations and priorities, and navigating their financial plans with a tailored, comprehensive approach. Our team members have often been caught taking notes on Jeff’s effortless relationship skills from a distance, and we admire them for striving to learn from one of the best. 

Jeff’s financial expertise and wisdom are the perfect match to his innate people skills. Jeff holds the prestigious CERTIFIED FINANCIAL PLANNERTM certification, Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChLU®) designations, and has held executive positions with financial planning firms for more than two decades. 

His dedication extends beyond the office to the boardroom and the local community, where Jeff is passionate about giving back. He serves as Chairman of the Board of Men of Valor, a prison ministry and mentoring program. Jeff also serves on the board of Send Musicians to Prison, which shares hope, healing and restoration with the imprisoned through musicians & artists. Jeff actively supports other initiatives in the community by sitting on the board of The Signatry of Middle Tennessee and the Halftime Institute of Nashville. 

Witnessing his four children, Gracyn, Hunter, Tanner, and Logan, excel on the field is almost just as rewarding, if not more, than celebrating the victories of seeing his clients overcome obstacles and build wealth. Spending weekends boating on the lake, hiking mountain trails, and fishing with his family are the moments Jeff cherishes most. It’s this grounded perspective that reveals the true meaning of wealth for Jeff: not just numbers on a page, but the freedom to create experiences that enrich your life and the lives of those you love. When you choose the Dobyns McMillin Wealth Team, you choose more than financial expertise. You choose a partner who champions your dreams, celebrates your victories, and walks besides you on the path to achieving your unique goals.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.