4 Ways to Learn The Basics Of Investing

Do you feel overwhelmed when it comes to learning about investing? If so, you’re not alone. Many people are intimidated by the learning curve and the idea of putting money and resources towards something they don’t fully understand. Oftentimes, not knowing where to start can scare people away from taking any steps towards something that is one of the fastest ways to financial freedom. 

If this sounds familiar to you, don’t worry. You don’t have to be an expert or constantly track the latest investment trends to achieve your financial goals. Financial freedom and successful investing is a journey. The fact that you’re reading this post is a step in the right direction. Our team at SageSpring Wealth Partners has walked alongside thousands of clients as they began their investing journey. Here are some important steps we encourage our clients to consider as they start to learn about investing.

1. Get Familiar with Investing Terms Everyone Should Know.

The financial planning world is full of jargon. Important terms like “index funds” and “cost basis” aren’t phrases you typically use every day. The good news is that you can learn to speak the language of investing over time. There are also “interpreters” who can help you learn. Our advisors are committed to teaching clients the important investing terms you should know based on your financial goals.

2. Gather Your Resources and Learn from the Experts

In today’s world, there is an abundance of financial resources available to you. Depending on your preference, there are thousands of investing books, financial advice podcasts, articles, or apps that can teach you the basics of investing. The important thing to remember when exploring these resources is to find an expert that aligns with your values and goals.

3. Understand the Basics of Investing

It’s important to learn the foundational principles or rules of the game before you begin to play. In football, you need to understand the basic blocking and tackling rules before you start planning to win a state title. The same goes for investing. There are some primary guidelines and principles you should consider as you start to learn. To help give you some confidence when it comes to investing, you can also read our team’s suggested do’s and don’ts for investing beginners.

4. Consider Your and Current Lifestyle and your Future Financial Goals.

Before you start investing and putting your money in the market, you need to understand where you are today and where you want to go. This is where creating an investment plan comes in. Taking time to understand your financial landscape will help you identify your specific goals and determine the areas of investing you should continue to explore.   

As you begin to educate yourself and look for financial insights that will support your individual goals and needs, here are a few questions to ask yourself before investing

Find a Financial Guide Who Can Help You Take the First Step 

Starting your investing journey can be daunting, and that’s when it’s most helpful to work with an advisor to answer your questions. Wherever you are on your financial journey, now is the best time to take the first step. SageSpring Wealth Partners has experienced financial advisors who can answer your questions and guide you towards a plan to achieve your financial goals. Contact SageSpring today to schedule a consultation!

Jeffrey Dobyns
Jeffrey T. Dobyns


President, SageSpring | Financial Advisor, RJFS 

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Jeff Dobyns has enjoyed extraordinary success providing comprehensive financial planning to retirees, entrepreneurs, entertainers, and executives by taking the time to truly know his clients, understand their goals and develop and execute their ongoing, strategic, financial plans.

Jeff earned his finance degree in business administration from Ohio University and has held executive positions with financial planning firms for more than two decades. After serving as Vice President of Investments of Lykins Financial Group, CPA’s, in his hometown of Westerville, Ohio, Jeff moved to Nashville, Tennessee to found SageSpring Wealth Partners in 2002. As its President, Jeff has led SageSpring to remarkable success, holding the distinction of being one of Raymond James’ top independent contractor offices, and a member of its Chairman’s Council*, every year since 2008.

Jeff’s true calling, however, is working directly with clients, helping them plan their financial futures in a manner that aligns with their values and helps provide them with financial confidence. To help meet these goals, Jeff leads the team of Dobyns Wealth Team and also incorporates the expertise of attorneys, accountants and other professionals to provide quality financial, tax and estate planning, and ongoing asset and risk management.

As independent advisory businesses, neither SageSpring Wealth Partners nor Dobyns Wealth Team hold any assets on behalf of clients, with such custodial and brokerage services being provided by Raymond James. As a leader in wealth management, Raymond James has an exemplary reputation and today serves more than $930 billion in client assets through 8,200 financial advisors worldwide (as of 9/30/2020).

In order to meet the highest standards of professionalism and ethics in the industry, Jeff is a CERTIFIED FINANCIAL PLANNERTM practitioner**, a Chartered Life Underwriter and a Chartered Financial Consultant. Jeff is also a participant of the Dave Ramsey SmartVestor program.

Jeff’s work and personal life are both guided by his faith and the Christian principles of honesty, generosity, compassion, and integrity. Accordingly, Jeff devotes considerable time and resources to a number of causes, including serving as a board member of Men of Valor, a prison ministry and mentoring program. He is also on the advisory board of The Signatry of Middle Tennessee, which works with families to increase their charitable giving to their favorite causes. Additionally, Jeff is on the advisory board for Halftime Institute, an organization that coaches marketplace leaders to discern and engage in their life purpose. Lastly, Jeff serves on the board of the Legacy Center of Nashville, a collaboration of independent coaching resources. He is a past board member of Porter’s Call, a Nashville charity that provides free counseling for musicians and their families, and the Martha O’Bryan Center, which empowers those in poverty to transform their lives through work, education, employment, and fellowship.

Jeff and his wife, Amy, are raising their family in Brentwood where they are members of the Brentwood Baptist Church, and their children, Gracyn, Hunter, and twins Tanner and Logan, attend the Christ Presbyterian Academy. For recreation, Jeff enjoys hunting, fishing and just being outdoors.

* Membership is based on prior fiscal year production. Re-qualification is required annually.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

SmartVestor is an advertising and referral service for investing professionals (“SmartVestor Pros”) operated by The Lampo Group, LLC d/b/a Ramsey Solutions (“Ramsey Solutions”). Pursuant to an arrangement between Ramsey Solutions, SageSpring Wealth Partners and your advisor, your advisor pays Ramsey Solutions a flat monthly fee to: (a) be a SmartVestor Pro, (b) advertise services through the SmartVestor website, and (c) receive client referrals in the form of an initial introduction to interested consumers who are located in your advisor’s Pros geographic region. SageSpring Wealth Partners does not endorse and are not affiliated with Ramsey Solutions, except with respect to the arrangement described above, and neither Ramsey Solutions nor its agents are officers or employees of SageSpring Wealth Partners. Further, neither Ramsey Solutions nor its agents are authorized to provide investment advice or act in any way on behalf of SageSpring Wealth Partners, except in connection with providing your contact information to your advisor.

Ramsey Solutions’ relationship and agreement is between SageSpring Wealth Partners only. Raymond James Financial Services, Inc. is not affiliated with the solicitor arrangement between Ramsey Solutions and SageSpring Wealth Partners.

Raymond James is not affiliated with any of the organizations mentioned above.