What to Know About Medicare Open Enrollment

Medicare open enrollment has begun. It is our goal as financial advisors to serve our clients in every possible area. One way that we see a large value add is helping clients navigate the Social Security system, as well as Medicare choices.

Medicare can be a tough and complicated system to understand. Due to this complexity, we recently began working with a new team member named Buzz Stone, who is a licensed agent in the Medicare field for our new company Southwestern Medicare. Like ourselves, Buzz and his team are independent agents, meaning they represent every responsible insurance carrier available. It goes without saying, we have the utmost trust in Buzz and his team to provide sound advice to all of our clients. They offer a courtesy Medicare Review to our clients, as well as family members and friends.

By simply changing your insurance carrier, you could see savings without any changes to your current coverage. We encourage you to have a quick phone conversation with them to review your current coverage, explore your available options, and make sure you are navigating the Medicare system in the most effective way possible.

As Open Enrollment is now through December 7th, this would be a good time to explore your options. If you would like to have Buzz or someone from his team reach out to you, please click on this link to fill out a short form: www.YourMedicarePartner.com and they will be in touch. Please let us know if you have any questions and, as always, we are happy to help.

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Jeffrey T. Dobyns


President, SageSpring | Financial Advisor, RJFS 

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Beyond crunching numbers and investment strategies, at SageSpring, we’re about building relationships. When you encounter Founder & President of SageSpring, Jeff Dobyns, it’s easy to understand why this is at the very heart of who we are as a firm. You won’t find stuffy formalities with Jeff; instead, you can expect to find him sharing a warm smile, communicating a compelling vision, or patiently untangling life’s complex challenges with clients. He believes in truly getting to know clients, understanding their aspirations and priorities, and navigating their financial plans with a tailored, comprehensive approach. Our team members have often been caught taking notes on Jeff’s effortless relationship skills from a distance, and we admire them for striving to learn from one of the best. 

Jeff’s financial expertise and wisdom are the perfect match to his innate people skills. Jeff holds the prestigious CERTIFIED FINANCIAL PLANNERTM certification, Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChLU®) designations, and has held executive positions with financial planning firms for more than two decades. 

His dedication extends beyond the office to the boardroom and the local community, where Jeff is passionate about giving back. He serves as Chairman of the Board of Men of Valor, a prison ministry and mentoring program. Jeff also serves on the board of Send Musicians to Prison, which shares hope, healing and restoration with the imprisoned through musicians & artists. Jeff actively supports other initiatives in the community by sitting on the board of The Signatry of Middle Tennessee and the Halftime Institute of Nashville. 

Witnessing his four children, Gracyn, Hunter, Tanner, and Logan, excel on the field is almost just as rewarding, if not more, than celebrating the victories of seeing his clients overcome obstacles and build wealth. Spending weekends boating on the lake, hiking mountain trails, and fishing with his family are the moments Jeff cherishes most. It’s this grounded perspective that reveals the true meaning of wealth for Jeff: not just numbers on a page, but the freedom to create experiences that enrich your life and the lives of those you love. When you choose the Dobyns McMillin Wealth Team, you choose more than financial expertise. You choose a partner who champions your dreams, celebrates your victories, and walks besides you on the path to achieving your unique goals.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.