4 Ways Gratitude Can Improve Your Money Mindset

It’s amazing how gratitude can change how we see the world. Too often, we’re focused on finding the best ways to gain wealth and grow our assets. And, while there is merit to that, we don’t always take the time to slow down and feel grateful for what we already have. 

Join us in counting our blessings and taking stock of what we appreciate in our lives—financially and otherwise. We find that practicing gratitude can help bring you peace and joy when reflecting on financial progress. So, in this article, we’ve shared four ways that gratitude can help improve your money mindset. 

1. You become more grateful for what you have—not what you lack. 

Slow down and really take a look at what you have—not only what you have now, but consider where you started. What progress have you made since the beginning? How has that progress contributed to your quality of life or your family’s lives? Set aside the urgency and worry that you sometimes feel to remember that you weren’t always in this situation. You worked hard to get here, and you deserve to enjoy your hard work. As you’re feeling thankful for what you have, you can worry less about what you don’t. Help yourself recognize that what you have already is enough and money will not bring us happiness; it’s merely a tool. 

2. You will have less financial worry.

We tend to think of the next steps when it comes to our money: the car we wantthe college fund we’re contributing to, the vacation we’d like to take. And, sometimes, we can be so worried about meeting (or not meeting) those goals that we let our worry overshadow our thoughts of gratitude. Give yourself time to feel thankful without worry of the future

Of course, we will continue to make progress, but we can only live in the “progress” space for so long before we forget how wonderful it is that we’ve made it this far. 

3. You will be more patient with financial decisions. 

Gratefulness can slow down our financial decisions, allowing us to be more deliberate in our money moves. When we overspend, it’s often because we are making decisions in a rush out of panic and worry. But, as we mentioned in the previous point, gratitude can help us stay in the present—not worrying about our next move, which calms our panic and helps us to be patient. 

Along the same lines, gratitude can slow down our impulse purchases. Feeling like what we have is enough calms our need to spend money on items that we may or may not actually need. When we’re happy with what we have, we can buy selectively without falling prey to instant gratification. 

4. You are more willing to donate your money to meet the needs of others. 

Can gratitude make you more of a philanthropist? We think so. Taking stock of your finances and being grateful for what you have can profoundly affect your willingness to help others. Your basic needs have been met, and by pausing to realize that, you see that you can help those who aren’t so lucky. When framing your finances in gratitude and feeling less financial worry, you realize that your good standing has put you in a situation to lend a helping hand. 

Do you need help building a healthy financial future? Contact us today to get started!

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Jeffrey T. Dobyns


President, SageSpring | Financial Advisor, RJFS 

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Beyond crunching numbers and investment strategies, at SageSpring, we’re about building relationships. When you encounter Founder & President of SageSpring, Jeff Dobyns, it’s easy to understand why this is at the very heart of who we are as a firm. You won’t find stuffy formalities with Jeff; instead, you can expect to find him sharing a warm smile, communicating a compelling vision, or patiently untangling life’s complex challenges with clients. He believes in truly getting to know clients, understanding their aspirations and priorities, and navigating their financial plans with a tailored, comprehensive approach. Our team members have often been caught taking notes on Jeff’s effortless relationship skills from a distance, and we admire them for striving to learn from one of the best. 

Jeff’s financial expertise and wisdom are the perfect match to his innate people skills. Jeff holds the prestigious CERTIFIED FINANCIAL PLANNERTM certification, Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChLU®) designations, and has held executive positions with financial planning firms for more than two decades. 

His dedication extends beyond the office to the boardroom and the local community, where Jeff is passionate about giving back. He serves as Chairman of the Board of Men of Valor, a prison ministry and mentoring program. Jeff also serves on the board of Send Musicians to Prison, which shares hope, healing and restoration with the imprisoned through musicians & artists. Jeff actively supports other initiatives in the community by sitting on the board of The Signatry of Middle Tennessee and the Halftime Institute of Nashville. 

Witnessing his four children, Gracyn, Hunter, Tanner, and Logan, excel on the field is almost just as rewarding, if not more, than celebrating the victories of seeing his clients overcome obstacles and build wealth. Spending weekends boating on the lake, hiking mountain trails, and fishing with his family are the moments Jeff cherishes most. It’s this grounded perspective that reveals the true meaning of wealth for Jeff: not just numbers on a page, but the freedom to create experiences that enrich your life and the lives of those you love. When you choose the Dobyns McMillin Wealth Team, you choose more than financial expertise. You choose a partner who champions your dreams, celebrates your victories, and walks besides you on the path to achieving your unique goals.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.