financial advisor with clients

How to Know If You’re a Good Candidate for a Financial Advisor

Have you ever wondered what it might be like to work with a financial advisor? Maybe you’ve been working on building your financial portfolio for a few years and you’re ready to take the next step in your investing journey. Maybe you’ve taken a few retirement quizzes online and want to know how much you’ll really need to retire well. Or maybe you’ve been on a journey trying to get out of debt and build a stronger financial foundation. No matter what your financial circumstances may be, chances are you’re a good candidate for a financial advisor. If you’ve ever wondered about the benefits of a financial plan, working with a financial advisor may be the right next step for you. 

Benefits of Having A Financial Plan

A recent study by Bankrate found that 74% of adults have at least one financial regret.1 And one in five Americans regret not saving for retirement early enough.2 Based on these numbers, there’s validity in having a financial plan. Whether your goals are to save for retirement, invest well, and strengthen your financial foundation, or just to pay off debt and save for emergencies, working with a financial advisor can help you get there. 

How to Know If You’re A Good Candidate For A Financial Advisor

Many people assume that working with a financial advisor is only for those who have a lot of wealth to manage. While that’s a big reason to invite a financial professional onto your financial team, we want to reassure you that you don’t have to be wealthy to work with an advisor. If you’ve ever wondered, “Should I use a financial advisor or do it myself,” you’re not alone. However, using a financial advisor can be the difference between staying stagnant with your finances and creating a plan and building your wealth. 

Last year, only 37% of Americans worked with a financial advisor.3 We want to see that number grow in the years to come.  If you’re wondering whether working with an advisor is right for you, here are a few factors to consider that could make you a good fit for their services this year: 

1. You want to increase your wealth. 

If you have already paid off all your debts, have a robust emergency fund, and have also started investing. You may be consistently contributing the maximum amount towards your retirement savings and feel that you want to have a more significant impact on your finances. If this is you,  seeking guidance from a financial advisor can be a wise decision. Working with an advisor will help you develop new strategies and a comprehensive financial plan to increase your wealth.

2. You want to retire well but aren’t sure where to start.

The internet is full of retirement calculators, advice from well-meaning financial influencers, and everything in between. However, these resources do not take into account your specific financial situation, goals, and retirement aspirations. When you invite a financial advisor into your journey, they’ll help you create a plan that is specific to you . . . because every financial journey and retirement dream is different.

3. You want to leave a financial legacy for your family.

The desire to leave a legacy after we’re gone is something most of us have in common. Whether that’s wanting to posthumously donate our wealth to a favorite charity or cause, or set our loved ones up for financial success, leaving a legacy for future generations is a beautiful reason to invite a financial advisor or financial team into your story. 

If any of these characteristics are true for you, it may be the right time to invite a financial professional to help you. The benefits of having a financial plan far outweigh trying to reach your goals on your own. If you’re ready to start reaching your goals and grow your wealth, SageSpring Wealth Partners are ready to help. 

Reach out to a SageSpring financial advisor in your area and start building the financial plan of your dreams today.

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Jeffrey T. Dobyns


President, SageSpring | Financial Advisor, RJFS 

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Beyond crunching numbers and investment strategies, at SageSpring, we’re about building relationships. When you encounter Founder & President of SageSpring, Jeff Dobyns, it’s easy to understand why this is at the very heart of who we are as a firm. You won’t find stuffy formalities with Jeff; instead, you can expect to find him sharing a warm smile, communicating a compelling vision, or patiently untangling life’s complex challenges with clients. He believes in truly getting to know clients, understanding their aspirations and priorities, and navigating their financial plans with a tailored, comprehensive approach. Our team members have often been caught taking notes on Jeff’s effortless relationship skills from a distance, and we admire them for striving to learn from one of the best. 

Jeff’s financial expertise and wisdom are the perfect match to his innate people skills. Jeff holds the prestigious CERTIFIED FINANCIAL PLANNERTM certification, Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChLU®) designations, and has held executive positions with financial planning firms for more than two decades. 

His dedication extends beyond the office to the boardroom and the local community, where Jeff is passionate about giving back. He serves as Chairman of the Board of Men of Valor, a prison ministry and mentoring program. Jeff also serves on the board of Send Musicians to Prison, which shares hope, healing and restoration with the imprisoned through musicians & artists. Jeff actively supports other initiatives in the community by sitting on the board of The Signatry of Middle Tennessee and the Halftime Institute of Nashville. 

Witnessing his four children, Gracyn, Hunter, Tanner, and Logan, excel on the field is almost just as rewarding, if not more, than celebrating the victories of seeing his clients overcome obstacles and build wealth. Spending weekends boating on the lake, hiking mountain trails, and fishing with his family are the moments Jeff cherishes most. It’s this grounded perspective that reveals the true meaning of wealth for Jeff: not just numbers on a page, but the freedom to create experiences that enrich your life and the lives of those you love. When you choose the Dobyns McMillin Wealth Team, you choose more than financial expertise. You choose a partner who champions your dreams, celebrates your victories, and walks besides you on the path to achieving your unique goals.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.