2023 headshot cropped

Simple. Selective. Honest.

The core of what we do is to make your life easier by taking the complicated, and the complex, and distilling it down into what really matters. And if I can’t explain everything we talk about with an Expo marker and a whiteboard, then I’m not doing my job.

About Us

We aren’t for everybody—and we don’t want to be. If you’re just looking for someone to get you into that “hot new investment” that’s going to make you a millionaire overnight and always tell you what you want to hear… we probably won’t be a good fit.

However, if you’re looking for an advisor who will always give you an honest answer to your questions, and will be with you through all the highs and lows, we may just be the right fit for each other. We don’t play the market—we focus on long term strategies that have stood the test of time, to help you answer some of the big financial questions in your life—such as “do I have enough to retire?”, “am I on the right track?”, or “how can I pay less in taxes?”. Instead of focusing on just the “new and now,” we would rather focus on your goals and future plans to help set a road map for where you want to be.

Meet Our Team

Learn more about each of the dedicated members of the DeGraff Wealth Team.

2023 headshot cropped
Matt DeGraff


Financial Planner, SageSpring


Our Services

Retirement Planning

Goal-Based Planning
Retirement Contributions
Retirement Income Planning
Pension Optimization
Social Security Strategy

Investment Planning

Investment Selection
Asset Allocation
Portfolio Management
Risk Assessment
Cash Management

Tax Strategy

Tax Return Review
CPA Coordination
Roth Conversion Strategy
 Tax Loss Harvesting
Charitable Giving Strategies
Capital Gains Planning

Estate Planning

Estate Document Coordination
Beneficiary Review
Asset Protection
Legacy Planning

*Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Utilizing an ESG investment strategy may result in investment returns that may be lower or higher than if decisions were based solely on investment considerations.

Connect with Us

SageSpring is invested in more than just your finances. We are invested in you.
Connect with us today, and discover how our unique, holistic approach to financial planning can guide you to long-lasting peace and prosperity.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Our Location

Street Address
136 Concord Road
Knoxville, TN 37934

Phone Number

Recent Insights

2023 headshot cropped
Matt DeGraff


Financial Planner, SageSpring

Matt DeGraff 

Financial Planner, SageSpring

Matt DeGraff attended Baylor University, where he obtained a bachelor’s degree in Finance. After graduation, Matt worked as a financial advisor for a firm in Fort Worth, Texas before eventually joining the SageSpring team.

While looking for a company focused on embodying the heart of a teacher and not simply “selling a product,” Matt felt right at home at SageSpring. He enjoys working with like-minded people each day and being able to make a positive impact in others’ lives.

Beyond the office, Matt loves staying active and taking his German Shepherd on walks. He’s also become quite the pro at smoking brisket.

alor1348 jeff
Jeffrey T. Dobyns


President, SageSpring | Financial Advisor, RJFS 

Jeffrey T. Dobyns

President, SageSpring | Financial Advisor, RJFS

Beyond crunching numbers and investment strategies, at SageSpring, we’re about building relationships. When you encounter Founder & President of SageSpring, Jeff Dobyns, it’s easy to understand why this is at the very heart of who we are as a firm. You won’t find stuffy formalities with Jeff; instead, you can expect to find him sharing a warm smile, communicating a compelling vision, or patiently untangling life’s complex challenges with clients. He believes in truly getting to know clients, understanding their aspirations and priorities, and navigating their financial plans with a tailored, comprehensive approach. Our team members have often been caught taking notes on Jeff’s effortless relationship skills from a distance, and we admire them for striving to learn from one of the best. 

Jeff’s financial expertise and wisdom are the perfect match to his innate people skills. Jeff holds the prestigious CERTIFIED FINANCIAL PLANNERTM certification, Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChLU®) designations, and has held executive positions with financial planning firms for more than two decades. 

His dedication extends beyond the office to the boardroom and the local community, where Jeff is passionate about giving back. He serves as Chairman of the Board of Men of Valor, a prison ministry and mentoring program. Jeff also serves on the board of Send Musicians to Prison, which shares hope, healing and restoration with the imprisoned through musicians & artists. Jeff actively supports other initiatives in the community by sitting on the board of The Signatry of Middle Tennessee and the Halftime Institute of Nashville. 

Witnessing his four children, Gracyn, Hunter, Tanner, and Logan, excel on the field is almost just as rewarding, if not more, than celebrating the victories of seeing his clients overcome obstacles and build wealth. Spending weekends boating on the lake, hiking mountain trails, and fishing with his family are the moments Jeff cherishes most. It’s this grounded perspective that reveals the true meaning of wealth for Jeff: not just numbers on a page, but the freedom to create experiences that enrich your life and the lives of those you love. When you choose the Dobyns McMillin Wealth Team, you choose more than financial expertise. You choose a partner who champions your dreams, celebrates your victories, and walks besides you on the path to achieving your unique goals.

**Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER TM, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.